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tplink Posted:
Im trying to add
my HT802 vonage
adapter to my home
network. I
currently have
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Hard Wiring - Installation
Topic:
Vonage behind switch
On Dec 05, 2016 at 06:35:11

DWSupport Posted:
After recent
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took place on the
4th and 5th of
Nov. E-mails with
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On Nov 10, 2016 at 12:23:26

peterlee Posted:
Had a call from a
Hospital in Ajax,
Ontario to my home
in
Scarborough, Onta
rio
...

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Topic:
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On Nov 08, 2016 at 11:59:50

TELLDOUG Posted:
I am looking for a
product that will
make my phone ring
louder so I can
hear using
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On Oct 26, 2016 at 09:21:30

HildBeft Posted:
You can recollect
password by
connecting the
router to your pc
and open the
browser
...

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Topic:
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On Oct 20, 2016 at 05:05:49

HildBeft Posted:
Great tips..
Thanks for sharing
...

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On Oct 20, 2016 at 04:55:03

massrman Posted:
The devices are
available at
different price
margins , please
share your
estimated
...

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Topic:
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On Sep 30, 2016 at 00:48:03

massrman Posted:
Hi these are most
commonly used SIP
PBX interops and
their
configuration
guides,
...

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Topic:
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On Sep 30, 2016 at 00:37:45

Sammy00 Posted:
Has anyone setup a
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vonage? I have
a W52p with two
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...

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Topic:
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On Aug 30, 2016 at 10:38:01

James44 Posted:
Hi, I am
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Post new topic   Reply to topic  Vonage® VoIP Forum - Vonage News, Reviews And Discussion » Vonage Canada
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dabones
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Joined: Jan 31, 2005
Posts: 508
Location: London, ON (519) & Columbia, SC (803)

PostPosted: Mon Jan 23, 2006 8:01 pm    Post subject: CDN Tire and Vonage Canada Reply with quote Back to top

hey, I got my CDN tire M/C bill today, and there was a link for Vonage Canada..

if you have a CDN Tire Options M/C and you're looking to sign up, or know someone who wants to sign up.. if you do it through this link http://www.canadiantire.ca/vonage you get $50 in CTC$$ on your card, and you dont' have to pay Vonage the $40 activation fee.. pretty sweet deal, too bad existing customers get the saft on this tho Sad esp since I use my M/C to pay my Vonage bill as it is.. oh well..

good deal for new customers Very Happy

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BrianG
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PostPosted: Thu Jan 26, 2006 11:56 pm    Post subject: Did it,Thanx Reply with quote Back to top

Good piece of information. Signed up today with my Options MC with the link you provided.

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Metalbunny
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PostPosted: Wed Feb 01, 2006 3:09 pm    Post subject: Reply with quote Back to top

Just remember that Canadian Tire cards come with 22.1% PA, so in the long run you may end up paying those $40 in interest on your credit line... That's the whole reason why they do it: CT pays the $40 for you, cuz they're gonna make more than that in the card interest.
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dabones
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PostPosted: Wed Feb 01, 2006 10:14 pm    Post subject: Reply with quote Back to top

yes, but if you pay your M/C bill off EVERY month then there is no interest charge..

but you're right, thats what CDN Tire Finacial Services is hoping for, that you'll have to pay the interest.. I don't play that game tho, I am too cheap to pay interest on anything, well, cept for a house.. cuz thats unavoidable.. haha

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Metalbunny
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PostPosted: Thu Feb 02, 2006 1:51 pm    Post subject: Reply with quote Back to top

True... only most people don't use the card for paying only things online, because seriously, if you have the money, why would you use the credit card in the first place?
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PhotoJim
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Joined: Mar 04, 2005
Posts: 182
Location: Regina, SK, Canada

PostPosted: Thu Feb 02, 2006 3:48 pm    Post subject: Reply with quote Back to top

Cash flow and convenience. I charge almost all of my purchases to a credit card, and by the time the bill comes I can afford to pay for it, and I have a consolidated record of all my spending.
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outerfire
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Joined: Jan 22, 2006
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PostPosted: Thu Feb 02, 2006 9:10 pm    Post subject: Reply with quote Back to top

Metalbunny wrote:
True... only most people don't use the card for paying only things online, because seriously, if you have the money, why would you use the credit card in the first place?


Already a good response to this. "Cash flow and convenience". I'd add rewards, extension of warranties, added protection, and to save money. Most cards have a provision to sometimes double manufacture's warranties for no extra cost. Additionally, I gain some leverage if a dispute arose. I used to have two full banking packages and even then sometimes I'd go over on my monthly debit allowance and be hit with a $0.50 charge. I cut my banking packages and save $16 a month right there. I charge everything I can and then write 1 check a month to pay off the balance.
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Metalbunny
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PostPosted: Thu Feb 02, 2006 10:05 pm    Post subject: Reply with quote Back to top

outerfire wrote:
Already a good response to this. "Cash flow and convenience". I'd add rewards, extension of warranties, added protection, and to save money. Most cards have a provision to sometimes double manufacture's warranties for no extra cost. Additionally, I gain some leverage if a dispute arose. I used to have two full banking packages and even then sometimes I'd go over on my monthly debit allowance and be hit with a $0.50 charge. I cut my banking packages and save $16 a month right there. I charge everything I can and then write 1 check a month to pay off the balance.


I didn't dispute the answer, or using credit cards, at all, and you are right that if you can cover the costs immediately it's of no significance whatever the interest is. I merely meant to create awareness about the fact that the CT card has an unreasonable high interest rate, and if you're not capable of paying of the balance immediately (which is true for an awful lot of people), you will end up paying interest. An interest that in this case may be so high that it'd be cheaper to use a different card to pay your Vonage bill, pay the extra $40 signup fee, and in the end get off cheaper because you have a lower interest.

As for the rest: I'm from Denmark, just recently moved to Canada. I'm still trying to get adjusted to being forced at dealing with banks, cash, and cheques, because electronic payment in this part of the world remains about 10 years behind. I'm not even able to transfer money from my account to my wife's account, because it's a different bank. It's faster and cheaper to give her the money through paypal than it is to get the bank to transfer it, something that shouldn't be possible.
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outerfire
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Joined: Jan 22, 2006
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PostPosted: Thu Feb 02, 2006 10:38 pm    Post subject: Reply with quote Back to top

Sorry!! I wasn't trying to make issues. I merely was attempting to answer the question I thought you posed:

"Why would you use the credit card in the first place?

I agree with your assessment on the interest rate. (Although my current rate - which I do not pay because I do not carry a balance making half this post mute - is "at" ( I won't say only) 18.9%. About the same as the others I have. Still too high, but personally, if I ever could not pay my balance, I'll use a line of credit at rates much much lower than any credit card.

Canadian Tire and every other creditor want our money. And yes! There is alot of nickel and diming that goes on in this world, and many people choose to pay way to much interest. A brother was upset last year that his investments only averaged about 4%. I told him the easiest way to triple that and put money back in his pocket was to pay off his "mountains" of credit card debt
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Metalbunny
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Joined: Feb 01, 2006
Posts: 37

PostPosted: Fri Feb 03, 2006 12:05 am    Post subject: Reply with quote Back to top

MBNA will offer you credit cards with rates down to 9%, which I believe is lower than what you can get anywhere else. BUT it requires that you have a really good credit rating, and are a customer with them for I think it's 2 years without a single missed payment, and that you get one of their cards with an annual fee. I believe it's about $50 a year to get the 9% card, once everything else on their list is accomplished.

As for service, MBNA is by far the nicest and most understanding banking company we've ever dealt with. They do some more extensive credit checks before accepting you as a customer, but on the other hand they won't grant you a credit card that you can't possibly pay off easily. Our CT card was a "prize" in a lottery, and we don't really use it for anything. We have plenty of other cards, and usually we just move the credit line from the CT card to one of the cheaper ones if we can't pay it off right away.

Most credit card companies don't like to advertise the interest rate too much, especially ones like CT that overcharge on everything.
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